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Business Insurance

 

No matter the size of your business, you should have business insurance. This coverage can help protect your business following a disaster. You might face a lawsuit or some other event that could potentially ruin your business. Basically, business insurance protects your business against financial claims.

 

Any type of business should have coverage. A sole proprietorship needs coverage just as much as a giant corporation. Coverage can include business property, vehicles, buildings, equipment, products, employees, and more.

 

Types of Coverage

 

The type of coverage your business needs depends on the business. Some situations are unique to a business or unheard of in other businesses.

 

Professional liability insurance covers mistakes that can lead to lawsuits, such as medical care or advice. Home-based businesses need coverage because standard home insurance will not cover things such as equipment and inventory.

 

Product liability insurance is a business that makes a product. If a product causes harm or damage, then this coverage will pay for the liability. And business interruption insurance provides financial assistance should the business become temporarily unable to operate.

 

A financial setback and ruin a business. At least with business insurance, you will receive financial assistance when you need it.




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